
Savings Accounts
Would you like to open a Savings Account?
Now you can apply online! Please click here to find out more!
NOTE: Applying online is currently only available for Personal Checking and our Regular Savings Account.
Please contact a Universal Banker or visit one of our branches for additional detail on product terms and requirements.
Regular Savings
- Minimum of $100.00 required to open
- $100.00 Minimum Daily Balance
- $2.00 Monthly Service Charge if below minimum daily balance
- Electronic Statements included OR $2.15 per month for paper statements
- Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
- Interest is accrued on daily balance; compounded & credited monthly**
- 6 Withdrawals/debits included per month; Excess activity charge - $5.00 each after 6
- No Charge for ATM withdrawals at Citizens Bank ATM’s
- Online Banking included
- Mobile Deposit included
Junior Savings (17 and under)
- Minimum of $10.00 required to open
- No Monthly Service Charge
- Electronic Statements included OR $2.15 per month for paper statements
- Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
- Interest is accrued on daily balance; compounded & credited monthly**
- 6 Withdrawals/debits included per month; Excess activity charge - $5.00 each after 6
- No Charge for ATM withdrawals at Citizens Bank ATM’s
- Online Banking included
- Mobile Deposit included
Money Market
- Minimum of $100.00 required to open
- $1,000.00 Minimum Daily Balance to avoid a monthly service charge
- $6.00 Monthly Service Charge if below minimum daily balance
- Electronic Statement included OR $2.15 per month for paper statements
- Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
- Interest is accrued on daily balance; compounded & credited monthly**
- 6 Withdrawals/debits included per month; Excess activity charge - $15.00 each after 6
- Online Banking included
- Mobile Deposit included
Please Note: All fees are subject to change and include applicable state & local taxes.
**Minimum daily balance of $100.00 required to obtain disclosed Annual Percentage Yield.
What You'll Need:
1. Your Social Security Number
2. A valid ID (Driver's License, Passport, Military ID, Permanent Resident ID, or State ID)
3. Proof of residency if address is different from the one listed on your ID
Please contact a Universal Banker for additional detail on product terms and requirements.
OTHER:
Individual Retirement Accounts
Certificates of Deposit (CD)
Safe Deposit Boxes
Available at the following locations:
- Main Bank
- Roadrunner Branch
- Truth or Consequences Branch
- University Branch
- Picacho Branch
Sizes range from 3x5 to 15x47 to meet your specific needs.
Safe Deposit contents are not FDIC insured. Contact a Universal Banker or visit one of our branches for more information.