Savings Accounts

Would you like to open a Savings Account?

Now you can apply online! Please click here to find out more!

NOTE: Applying online is currently only available for Personal Checking and our Regular Savings Account.

Please contact a Universal Banker or visit one of our branches for additional detail on product terms and requirements.

Regular Savings

Minimum of $100.00 required to open
$100.00 Minimum Daily Balance
$2.00 Monthly Service Charge if below minimum daily balance
Electronic Statements included OR $2.15 per month for paper statements
Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
Interest is accrued on daily balance; compounded & credited monthly**
6 Withdrawals/debits included per month; Excess activity charge - $5.00 each after 6
No Charge for ATM withdrawals at Citizens Bank ATM’s
Online Banking included
Mobile Deposit included

Minimum of $10.00 required to open
No Monthly Service Charge
Electronic Statements included OR $2.15 per month for paper statements
Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
Interest is accrued on daily balance; compounded & credited monthly**
6 Withdrawals/debits included per month; Excess activity charge - $5.00 each after 6
No Charge for ATM withdrawals at Citizens Bank ATM’s
Online Banking included
Mobile Deposit included

Minimum of $100.00 required to open
$1,000.00 Minimum Daily Balance to avoid a monthly service charge
$6.00 Monthly Service Charge if below minimum daily balance
Electronic Statement included OR $2.15 per month for paper statements
Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
Interest is accrued on daily balance; compounded & credited monthly**
6 Withdrawals/debits included per month; Excess activity charge - $15.00 each after 6
Online Banking included
Mobile Deposit included

Please Note: All fees are subject to change and include applicable state & local taxes.

**Minimum daily balance of $100.00 required to obtain disclosed Annual Percentage Yield.

1. Your Social Security Number

2. A valid ID (Driver's License, Passport, Military ID, Permanent Resident ID, or State ID)

3. Proof of residency if address is different from the one listed on your ID

Available at the following locations:

Sizes range from 3x5 to 15x47 to meet your specific needs.

Safe Deposit contents are not FDIC insured. Contact a Universal Banker or visit one of our branches for more information.

Find the perfect checking solution to fit your financial needs.

Convenient and secure. Experience hometown banking wherever you are.