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Citizens Bank of Las Cruces, Genuine Hometown Banking
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Savings Accounts

Would you like to open a Savings Account?
Now you can apply online! Please click here to find out more!

NOTE: Applying online is currently only available for Personal Checking and our Regular Savings Account.
Please contact a customer service representative or visit one of our branches for additional detail on product terms and requirements.

Regular Savings

  • Minimum of $100.00 required to open
  • $100.00 Minimum Daily Balance
  • $2.00 Monthly Service Charge if below minimum daily balance
  • Electronic Statements included OR $2.15 per month for paper statements
  • Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
  • Interest is accrued on daily balance; compounded & credited monthly**
  • 6 Withdrawals/debits included per month; Excess activity charge - $5.00 each after 6
  • No Charge for ATM withdrawals at Citizens Bank ATM’s
  • Online Banking included
  • Mobile Deposit included

Junior Savings (17 and under)

  • Minimum of $10.00 required to open
  • No Monthly Service Charge
  • Electronic Statements included OR $2.15 per month for paper statements
  • Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
  • Interest is accrued on daily balance; compounded & credited monthly**
  • 6 Withdrawals/debits included per month; Excess activity charge - $5.00 each after 6
  • No Charge for ATM withdrawals at Citizens Bank ATM’s
  • Online Banking included
  • Mobile Deposit included

Money Market 

  • Minimum of $100.00 required to open
  • $1,000.00 Minimum Daily Balance to avoid a monthly service charge
  • $6.00 Monthly Service Charge if below minimum daily balance
  • Electronic Statement included OR $2.15 per month for paper statements
  • Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
  • Interest is accrued on daily balance; compounded & credited monthly**
  • 6 Withdrawals/debits included per month; Excess activity charge - $15.00 each after 6
  • Online Banking included
  • Mobile Deposit included
 
Please Note: All fees are subject to change and include applicable state & local taxes.
**Minimum daily balance of $100.00 required to obtain disclosed Annual Percentage Yield.  
What You'll Need:
1. Your Social Security Number
2. A valid ID (Driver's License, Passport, Military ID, Permanent Resident ID, or State ID)
3. Proof of residency if address is different from the one listed on your ID
 
Please contact a customer service representative for additional detail on product terms and requirements.

OTHER: 

Individual Retirement Accounts 

Certificates of Deposit (CD) 

Safe Deposit Boxes

Available at the following locations:
  • Main Bank
  • Roadrunner Branch
  • Truth or Consequences Branch
  • University Branch
  • Picacho Branch
Sizes range from 3x5 to 15x47 to meet your specific needs.
Safe Deposit contents are not FDIC insured. Contact a customer service representative or visit one of our branches for more information.
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Personal Checking

Find the perfect checking solution to fit your financial needs. 

Compare Accounts

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Mobile Banking

Convenient and secure. Experience hometown banking wherever you are.