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Citizens Bank of Las Cruces, Genuine Hometown Banking
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Business Loans


Whether you are a start-up looking for an SBA loan or a well-established business in need of a line of credit, Citizens Bank can help your business grow.

Citizens Bank offers competitive interest rates which can either be fixed or variable depending on your preference. We offer:

  • Owner Occupied Real Estate Loans
  • Interim Construction Real Estate Loans
  • Permanent Investment Real Estate Loans
  • Residential Builder and Individual Interim Construction Loans
  • Working Capital Lines of Credit
  • Equipment Financing
  • Documentary and Standby Letters of Credit
  • SBA 7(a) and 504 loans - Please visit to view loan products available. 
  • Business Credit Cards
    • eZBusiness Card Management Available - your all-in-one online solution to efficiently manage your employees' spending and automatically stay in control of all your corporate needs.
      • Manage your employees' expenses
      • Close and add new employee accounts
      • Change contact information in real time
      • Customize reporting and multi-payment processing
      • Online dispute resolution with the support you need

Contact a Business Banker today for additional information. 575-647-4100

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Treasury Management Services

Keep your business running smoothly with our Treasury Management Services. 

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Business Checking

An account designed with your business in mind.