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Citizens Bank of Las Cruces, Genuine Hometown Banking
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Checking Accounts

Would you like to open one of our checking accounts listed below?
Now you can apply online! Please click here to find out more!
 
Please call a customer service representative or visit any of our branches for detail on product terms and requirements.

Easy Checking

Perfect for Students! 
  • No Monthly Service Charge
  • 10 Checks included per statement cycle. Additional checks .50¢ ea.
  • Electronic Statement included OR $3.25 per month for paper statements
  • Online Banking included
  • Bill Pay included
  • Mobile Deposit included 

Main Street Checking

  • $500.00 Minimum Daily Balance
  • $11.00 Monthly Service Charge if below minimum daily balance
  • Unlimited check writing
  • Electronic Statement included OR $2.15 per month for paper statements
  • Paper statement fee of $2.15 per month waived with $1,500.00 minimum daily balance
  • Online Banking included 
  • Bill Pay included
  • Mobile Deposit included 

Relationship Checking

  • $10,000.00 Minimum Combined Daily Balance** 
  • $15.00 Monthly Service Charge if below minimum combined daily balance **
  • Interest Paid on Balances over $1,500.00 ***
  • Unlimited check writing
  • Customer choice of statement delivery
  • Cashier's Checks included
  • Online Banking included
  • Bill Pay included
  • Mobile Deposit included 
What You'll Need:
1. Your Social Security Number
2. A valid ID (Driver's License, Passport, Military ID, Permanent Resident ID, or State ID)
3. Proof of residency if address is different from the one listed on your ID 
Please call a customer service representative or visit any of our branches for detail on product terms and requirements.
 Please Note: Minimum of $100.00 required to open all Checking Accounts. All fees are subject to change and include applicable state and local taxes. 
**Minimum Combined Daily Balance consists of Personal Checking, Personal Savings, and Personal Money Market accounts.
***No Interest is paid if Minimum Daily Balance is less than $1,500.00 on any day within the statement cycle. Applies to Relationship Checking Balances only.

Visit us at any of our seven locations to get your instant-issue debit card!
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Personal Savings

Savings accounts to help you meet your individual and family goals.

Compare Accounts

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Debit Card

Simplify your day-to-day spending with a Visa debit card.