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Citizens Bank of Las Cruces, Genuine Hometown Banking

Apply Online

Whether you are buying, building or refinancing an existing mortgage, Citizens Bank is right there beside you with professional assistance.

New Application?

Apply Now! Select your preferred lender below:


Picture of Eddie DeArmond
Eddie DeArmond
Main Branch 
MLO# 803168
edearmond@citizenslc.com
(575) 528-6320
Picture of Latson Munn Jr.
Latson F. Munn, Jr.
Sonoma Branch
MLO# 867055
lmunn@citizenslc.com
(575) 647-4122

Picture of Meghan Quinones
Meghan Quinones
University Branch
MLO# 1002030
mquinones@citizenslc.com
(575) 647-6714
 


Already Applied?

Log in to view your application and upload documents to your loan officer.


What you will need
Documentation for all borrowers, to include:
  • Social Security Number
  • Contact and employment information
  • Income, assets, and liabilities information

After you have finished
We will contact you to:
  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate

To learn more about the different types of Mortgage Loans available:



The Citizens Bank advantage:
  • Local mortgage lending experts that are committed to helping you every step of the way
  • In-house processing allows us to get your loan completed quickly
  • Competitive rates
  • Apply online or call one of our lenders

Our Toll Free Mortgage Number
Should you have any additional questions please contact us at the numbers listed above or through our toll free number 1-866-462-3713
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Mobile Banking

Convenient and secure. Experience hometown banking wherever you are. 

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Debit Card

Simplify your day-to-day spending with a Visa debit card.