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Citizens Bank of Las Cruces, Genuine Hometown Banking

Business Checking

Our basic business checking account package is everything a growing business needs in order to maximize cash flow. This account is designed for small businesses with limited checking needs. As a small business owner, you have enough things to worry about - your business account should not be one of them. Please contact a Universal Banker for detail on product terms and requirements. 

Small Business Checking

  • Minimum Daily Balance of $1,500.00
  • $12.00 Monthly Service Charge if below minimum daily balance
  • Minimum $200.00 required to open
  • 50 checks included per statement cycle
  • Additional checks $0.30 each
  • Online Banking included
  • Bill Pay included
  • E-Statements included or $2.15 per month for Paper Statements
Businesses requiring change orders, night deposits, and/or more than 2 weekly deposits will be set up as Demand Account Analysis Accounts. 

Demand Account Analysis

For businesses with high account activity. This checking product provides you with an allowance based on your available balance which is used to offset or reduce account activity service fees.

  • No Minimum Daily Balance
  • Minimum of $200.00 required to open
  • Variable Monthly Service Charge
  • No limit on checks per statement cycle
  • No limit on deposits per calendar week
  • Online Banking included
  • Bill Pay included
  • Choice of statement delivery
Please Note: All fees are subject to change and include applicable state & local taxes.  Contact a Universal Banker for additional information or visit any of our branches

Ready to open your business account?

Here are the documents you will need to bring with you when you come to any one of our convenient locations:

Sole Proprietorship Account
  • Business Certificate or License
  • Or Application for Business License
  • Tax ID Number or Social Security Number
Partnership Account
  • Partnership Agreement
  • Or Operating Agreement
  • Tax ID Number
Limited Liability Company Account
  • Articles of Organization
  • Operating Agreement if multi-member LLC
  • Tax ID Number
Corporation for Profit or Non-Profit Account
  • Articles of Incorporation
  • Corporate By-laws
  • Or Corporate Resolution
  • Tax ID Number
Association for Profit or Non-Profit Account
  • Articles of Organization
  • Or Corporate Resolution
  • Tax ID Number

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Treasury Management Services

Keep your business running smoothly with our Treasury Management Services. 

a man holding a debit card at coffee shop

Debit Card

Simplify your day-to-day spending with a Visa debit card.