Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Citizens Bank of Las Cruces, Genuine Hometown Banking
woman typing on laptop with coffee

Savings

Would you like to open our Savings Account listed below?
Now you can apply online! Please click here to find out more!

NOTE: Applying online is currently only available for Personal Checking and our Regular Savings Account.
Please see a customer service representative for additional detail on product terms and requirements.

Regular Savings

  • Minimum of $100.00 required to open
  • $100.00 Minimum Daily Balance to avoid a monthly service charge
  • $2.00 Monthly Service Charge if below minimum daily balance
  • Electronic Statement included OR $2.15* per month for paper statements
  • Paper Statement Fee of $2.15* per month waived with $1,500.00 minimum daily balance
  • Interest is accrued on daily balance; compounded and credited monthly***
  • 2 In-Bank withdrawals included per month; Excess activity charge - $2.00*each
  • No charge for ATM withdrawals at Citizens Bank ATM's
  • Online Banking included
  • Mobile Deposit included (account eligible to enroll in service 90 calendar days after opening)


Junior Savings (17 and under)

  • Minimum of $10.00 required to open
  • No Minimum Balance to avoid a Monthly Service Charge
  • No Monthly Service Charge
  • Electronic Statement included OR $2.15* per month for paper statements
  • Paper Statement fee of $2.15* per month waived with $1,500.00 minimum daily balance
  • Interest is accrued on daily balance; compounded and credited monthly**
  • 1 In-Bank withdrawal included per month; excess activity charge - $1.00* each
  • No charge for ATM withdrawals at Citizens Bank ATM's.
  • Online Banking included
  • Mobile Deposit included (account eligible to enroll in service 90 calendar days after opening)

Money Market 

  • Minimum of $100.00 required to open.
  • $1,000.00 Minimum Daily Balance to avoid a monthly service charge
  • $6.00 monthly service charge if below minimum daily balance
  • Electronic Statement included OR $2.15* per month for paper statements
  • Paper Statement fee of $2.15* per month waived with $1,500.00 minimum daily balance
  • Interest is accrued on daily balance; compounded and credited monthly**
  • Up to six transactions (checks, telephone, online, overdraft, & preauthorized transfers, including automatic & other wire transfers) per statement period; Excess activity charge - $12.00* each
  • Online Banking included
  • Mobile Deposit included (account eligible to enroll in service 90 calendar days after opening)
 
NOTE: *Fee includes tax. **Minimum daily balance of $100.00 required to obtain disclosed Annual Percentage Yield.  

Please see a customer service representative for additional detail on product terms and requirements.
 

OTHER: 

Individual Retirement Accounts

 

Certificates of Deposit (CD)

 

Safe Deposit Boxes

Available at the following locations:
  • Main Bank
  • Roadrunner Branch
  • Truth or Consequences Branch
  • University Branch
  • Picacho Branch
Sizes range from 3x5 to 15x47 to meet your specific needs.
Safe Deposit contents are not FDIC insured. Contact a customer service representative for information.
a young couple looking at a mobile phone at coffee shop

Personal Checking

Find the perfect checking solution to fit your financial needs. 

Compare Accounts

a girl looking at her mobile phone

Mobile Banking

Convenient and secure. Experience hometown banking wherever you are.