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Citizens Bank of Las Cruces, Genuine Hometown Banking
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Savings

Would you like to open our Savings Account listed below?
Now you can apply online! Please click here to find out more!

NOTE: Applying online is currently only available for Personal Checking and our regular Savings Account.
Please see a customer service representative for detail on product terms and requirements.

Savings Account

  • Minimum of $100.00 required to open.
  • $100.00 Minimum Daily Balance to avoid a Monthly Service Charge.
  • Monthly Service Charge if below Minimum Daily Balance.
  • Electronic Statement included or monthly fee for Paper Statements.
  • Monthly Paper Statement fee waived with $1,500.00 Minimum Daily Balance.
  • Interest is accrued on daily balance; compounded and credited monthly.
  • Minimum daily balance of $100.00 required to obtain disclosed Annual Percentage Yield.
  • 2 In-Bank withdrawals included per month; excess activity charge for each withdrawal after 2.
  • No charge for ATM withdrawals at Citizens Bank ATMs.
  • Online Banking included.
  • Mobile Deposit included. Account eligible to enroll in service 90 calendar days after opening.

 

Junior Citizens Savings Account

  • 17 years and under.
  • Minimum of $10.00 required to open.
  • No Minimum Balance to avoid a Monthly Service Charge.
  • No Monthly Service Charge.
  • Electronic Statement included or monthly fee for Paper Statements.
  • Monthly Paper Statement fee waived with $1,500.00 Minimum Daily Balance.
  • Interest is accrued on daily balance; compounded and credited monthly.
  • Minimum daily balance of $100.00 required to obtain disclosed Annual Percentage Yield
  • 1 In-Bank withdrawal included per month; excess activity charge for each withdrawal after 1.
  • No charge for ATM withdrawals at Citizens Bank ATMs.
  • Online Banking included.
  • Mobile Deposit included. Account eligible to enroll in service 90 calendar days after opening.

Money Market Account

  • Minimum of $100.00 required to open.
  • $1,000.00 Minimum Daily Balance to avoid a Monthly Service Charge.
  • Monthly Service Charge if below Minimum Daily Balance.
  • Electronic Statement included or monthly fee for Paper Statements.
  • Monthly Paper Statement fee waived with $1,500.00 Minimum Daily Balance.
  • Interest is accrued on daily balance; compounded and credited monthly.
  • Minimum daily balance of $100.00 required to obtain disclosed Annual Percentage Yield
  • Up to six transactions per statement period; excess activity charge for each withdrawal after 6.
  • Online Banking included.
  • Mobile Deposit included. Account eligible to enroll in service 90 calendar days after opening.
 
Please see a customer service representative for detail on product terms and requirements.
 

Individual Retirement Accounts

 

Certificates of Deposit (CD)

 

Safe Deposit Boxes

Available at the following locations:
  • Main Bank
  • Roadrunner Branch
  • Truth or Consequences Branch
  • University Branch
  • Picacho Branch
Sizes range from 3x5 to 15x47 to meet your specific needs.
Safe Deposit contents are not FDIC insured.
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Personal Checking

Find the perfect checking solution to fit your financial needs. 

Compare Accounts

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Mobile Banking

Free, convenient and secure. Experience hometown banking wherever you are.