Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Citizens Bank of Las Cruces, Genuine Hometown Banking
a girl using cell phone on public transportation

Personal Checking

Would you like to open one of our checking accounts listed below?
Now you can apply online! Please click here to find out more!
 
Please see a customer service representative for detail on product terms and requirements.
 

Easy Checking

  • No Minimum Balance required to avoid a Monthly Service Charge.
  • No Monthly Service Charge.
  • 10 Checks included per statement cycle. Fee per additional check.
  • Electronic Statement included or monthly fee for Paper Statements.
  • Online Banking included. *
  • Monthly Bill Pay fee waived with $1,500.00 Minimum Combined Daily Balance. **
  • Mobile Deposit included. Account eligible to enroll in service 90 calendar days after opening.
 

Main Street Checking

  • $500.00 Minimum Daily Balance to avoid a Monthly Service Charge.
  • Monthly Service Charge if below Minimum Daily Balance.
  • Unlimited Check Writing.
  • Electronic Statement included or monthly fee for Paper Statements.
  • Monthly Paper Statement fee waived with $1,500.00 minimum daily balance.
  • Online Banking included. *
  • Monthly Bill Pay fee waived with $1,500.00 Minimum Combined Daily Balance. **
  • Mobile Deposit included. Account eligible to enroll in service 90 calendar days after opening.
 

Relationship Checking

  • $10,000.00 Minimum Combined Daily Balance ** to avoid a Monthly Service Charge.
  • Monthly Service Charge if below Minimum Combined Daily Balance. **
  • Interest Paid on Balances over $1,500.00. ++
  • Unlimited Check Writing.
  • Customer Choice of Statement Delivery.
  • Online Banking included.
  • Monthly Bill Pay Fee Waived.
  • Cashier's Checks included.
  • Mobile Deposit included. Account eligible to enroll in service 90 calendar days after opening.
 
Please see a customer service representative for detail on product terms and requirements.
 
NOTE: Minimum of $100.00 required to open all accounts. All fees are subject to change and include state and local gross receipts tax.
* Online banking does not include online Bill Pay service. Online Bill Pay may have an additional monthly charge.
** Combined balance consists of Personal Checking, Personal Savings, and Personal Money Market accounts.
++ No Interest is paid if Minimum Daily Balance is less than $1,500.00 on any day within the statement cycle. Applies to Relationship Checking Balances only.

Already a customer?
Fill out this form and return it to any of our six locations to get your debit card!
A young couple holding a laughing baby

Personal Savings

Savings accounts to help you meet your individual and family goals.

Compare Accounts

a man holding a debit card at coffee shop

Debit Card

Simplify your day-to-day spending with a Visa debit card.