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Citizens Bank of Las Cruces, Genuine Hometown Banking
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Personal Checking

Would you like to open one of our checking accounts listed below?
Now you can apply online! Please click here to find out more!
 
Please see a customer service representative for detail on product terms and requirements.

Easy Checking

  • No Minimum Balance required to avoid a monthly service charge
  • No Monthly Service Charge
  • 10 Checks included per statement cycle. Additional Checks $.50 ea.
  • Electronic Statement included OR $3.25* per month for Paper Statements.
  • Online Banking included 
  • Bill Pay included
  • Mobile Deposit included  (account eligible to enroll in service 90 calendar days after opening) 

Main Street Checking

  • $500.00 Minimum Daily Balance** to avoid a monthly service charge.
  • $10.00 Monthly Service Charge if below minimum daily balance
  • Unlimited Check Writing
  • Electronic Statement included OR $2.15* per month for paper statements
  • Paper statement fee of $2.15* per month waived with $1,500.00 minimum daily balance
  • Online Banking included 
  • Bill Pay included
  • Mobile Deposit included (account eligible to enroll in service 90 calendar days after opening)

Relationship Checking

  • $10,000.00 Minimum Combined Daily Balance** to avoid a monthly service charge
  • $15.00 Monthly Service Charge if below Minimum Combined Daily Balance **
  • Interest Paid on Balances over $1,500.00 ***
  • Unlimited Check Writing
  • Customer Choice of Statement Delivery
  • Online Banking included
  • Bill Pay included
  • Cashier's Checks included
  • Mobile Deposit included (account eligible to enroll in service 90 calendar days after opening)

Please see a customer service representative for detail on product terms and requirements.
 
NOTE: Minimum of $100.00 required to open all checking accounts. All fees are subject to change and are plus tax, except as noted. *Fee includes tax. 
**Minimum Combined Daily Balance consists of Personal Checking, Personal Savings, and Personal Money Market accounts.
***No Interest is paid if Minimum Daily Balance is less than $1,500.00 on any day within the statement cycle. Applies to Relationship Checking Balances only.

Visit us at any of our seven locations to get your instant-issue debit card!
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Personal Savings

Savings accounts to help you meet your individual and family goals.

Compare Accounts

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Debit Card

Simplify your day-to-day spending with a Visa debit card.