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Citizens Bank of Las Cruces, Genuine Hometown Banking
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Open An Acccount

Choose from our Personal Accounts below.
Or, if you are an existing customer, you can look for the "Open an Account" tab in Online Banking.


(please initiate this functionality on a PC or laptop and not a mobile device)
Please see a customer service representative for detail on product terms and requirements.

Easy Checking

  • No Monthly Service Charge
  • 10 Checks included per statement cycle. Additional checks .50¢ ea.
  • Electronic Statement included OR $3.25 per month for paper statements
  • Online Banking included
  • Bill Pay included
  • Mobile Deposit included 

Main Street Checking

  • $500.00 Minimum Daily Balance
  • $11.00 Monthly Service Charge if below minimum daily balance
  • Unlimited check writing
  • Electronic Statement included OR $2.15 per month for paper statements
  • Paper statement fee of $2.15 per month waived with $1,500.00 minimum daily balance
  • Online Banking included 
  • Bill Pay included
  • Mobile Deposit included 

Relationship Checking

  • $10,000.00 Minimum Combined Daily Balance**
  • $15.00 Monthly Service Charge if below minimum combined daily balance **
  • Interest paid on balances over $1,500.00 ***
  • Unlimited check writing
  • Customer choice of statement delivery
  • Cashier's Checks included
  • Online Banking included
  • Bill Pay included
  • Mobile Deposit included

Savings Account

  • Minimum of $100 required to open
  • $100 Minimum Daily Balance
  • $2.00 Monthly Service Charge if below minimum daily balance
  • Electronic Statements included OR $2.15 per month for paper statements
  • Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
  • Interest is accrued on daily balance; compounded and credited monthly****
  • 6 Withdrawals/debits included per month; Excess activity charge - $5.00 each after 6
  • No Charge for ATM withdrawals at Citizens Bank ATM's
  • Online Banking included
  • Mobile Deposit included 
What You'll Need:
1. Your Social Security Number
2. A valid ID (Driver's License, Passport, Military ID, Permanent Resident ID, or State ID)
3. Proof of residency if address is different from the one listed on your ID 
Please call a customer service representative or visit a branch for detail on product terms and requirements.
PLEASE NOTE: Minimum of $100.00 required to open all Checking Accounts. All fees are subject to change and include applicable state and local taxes. ** Minimum Combined Daily Balance consists of Personal Checking, Personal Savings, and Personal Money Market accounts. ***No interest is paid if Minimum Daily Balance is less than $1,500.00 on any day within the statement cycle. Applies to Relationship Checking Balances only. ****Minimum Daily Balance of $100.00 required to obtain disclosed Annual Percentage Yield.

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Personal Checking

Find the perfect checking solution to fit your financial needs. 

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Personal Savings

Savings accounts to help you meet your individual and family goals.

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