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Citizens Bank of Las Cruces, Genuine Hometown Banking
 

Business Checking

Our basic business checking account package is everything a growing business needs in order to maximize cash flow. This account is designed for small businesses with limited checking needs. As a small business owner, you have enough things to worry about - your business account should not be one of them.
 
Please see a customer service representative for detail on product terms and requirements.
 

Small Business Checking

  • No monthly service charge with a $1,500.00 Minimum Daily Balance
  • Monthly Service Charge if below Minimum Daily Balance
  • Amount required to open is $200.00
  • 50 checks included per statement cycle; additional checks $0.27 each (tax included)
  • Online banking included
Businesses requiring change orders, night deposits, and more than 2 weekly deposits will be placed into Account Analysis*.
 

Account Analysis* 

This product is for businesses with high account activity. Your available balance is used to offset or eliminate account service fees.
  • NO limit on checks per cycle
  • NO limit on deposits per week
  • Service charge is based on amount of account activity
 

Ready to open your business account?

Here are the documents you will need to bring with you when you come to any one of our convenient locations:
 
For Sole Proprietorship ("Doing Business As" or DBA) Accounts:
  • Business License or Application for Business License
  • Tax ID Number or Social Security Number
 
For Partnership Accounts:
  • Partnership Agreement
  • Or Operating Agreement
  • Tax ID Number
 
For Corporations and Incorporated Non-Profit Business Organization Accounts:
  • Articles of Incorporation or Operating Agreement
  • Or Corporate Resolution
  • Tax ID Number
 
For Limited Liability Company (LLC):
  • Articles of Incorporation or Operating Agreement
  • Tax ID Number
  • Or Social Security Number if single member LLC
 
For Associations for Profit or Non-Profit:
  • Articles of Incorporation or Operating Agreement
  • Or Corporate Resolution
  • Tax ID Number
 
 
A person using a laptop

Cash Management

Keep your business running smoothly with our cash management suite. 

a man holding a debit card at coffee shop

Debit Card

Simplify your day-to-day spending with a Visa debit card.