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Citizens Bank of Las Cruces, Genuine Hometown Banking

Business Checking

Our basic business checking account package is everything a growing business needs in order to maximize cash flow. This account is designed for small businesses with limited checking needs. As a small business owner, you have enough things to worry about - your business account should not be one of them.
Please see a customer service representative for detail on product terms and requirements.

Small Business Checking

  • No monthly service charge with a minimum daily balance of $1,500.00* 
  • Monthly Service Charge of $10.00 if below minimum daily balance
  • Amount required to open is $200.00
  • 50 included checks per statement cycle; additional checks $0.27 each (tax included)
  • Online banking included
  • Bill Pay included
Businesses requiring change orders, night deposits, and more than 2 weekly deposits will be placed into Account Analysis*.

Demand Account Analysis** 

For businesses with high account activity. This checking product provides you with an allowance based on your available balance which is used to offset or reduce account service fees.**
  • NO limit on checks per cycle
  • NO limit on deposits per calendar week
  • Monthly Service Charge Varies**
  • Online Banking included
  • Bill Pay included
NOTE: All fees are subject to change and subject to tax.  *Minimum daily balance required to avoid monthly service charge. ** Your service charges depend on the amount of account activity.
Speak to a customer service representative for additional information. (575)647-4100

Ready to open your business account?

Here are the documents you will need to bring with you when you come to any one of our convenient locations:
For Sole Proprietorship ("Doing Business As" or DBA) Accounts:
  • Business License
  • Or Application for Business License
  • Tax ID Number or Social Security Number
For Partnership Accounts:
  • Partnership Agreement
  • Or Operating Agreement
  • Tax ID Number
For Corporations and Incorporated Non-Profit Business Organization Accounts:
  • Articles of Incorporation
  • Or Operating Agreement
  • Or Corporate Resolution
  • Tax ID Number
For Limited Liability Company (LLC):
  • Articles of Incorporation
  • Or Operating Agreement
  • Tax ID Number
  • Or Social Security Number if single member LLC
For Associations for Profit or Non-Profit:
  • Articles of Incorporation
  • Or Operating Agreement
  • Or Corporate Resolution
  • Tax ID Number
A person using a laptop

Cash Management

Keep your business running smoothly with our cash management suite. 

a man holding a debit card at coffee shop

Debit Card

Simplify your day-to-day spending with a Visa debit card.