When it comes to purchasing a new home, few are as competitive as
Citizens Bank. Our efficient processing system allows us to expedite
your loan with the ability to offer 24 hour pre-approval.
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Conventional
mortgage programs as well as government insured programs backed
by the Federal Housing Administration (FHA) and the Veterans
Administration (VA). |
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Adjustable
Rate Mortgages (ARMs) which offer a fixed rate for the first
three, five, seven or ten years and then will adjust based on
an index at the time. The loan will continue to adjust annually
until maturity. |
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Balloon
Notes with payments calculated over a 30-year term with a balloon
at the end of the fifth or seventh year. |
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Interim
Construction Loans at below market rates tied to the Wall Street
Prime. A beneficial feature for those borrowers wishing to have
their dream home custom built. |
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We
have a First Time Homebuyer Program through state funded bond
issues. This allows Citizens Bank to offer below market interest
rates for first time homebuyers who meet the guidelines of these
specific programs. |
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Special
lot financing for future residential home sites. |
And
as an additional benefit, when you qualify for your mortgage you
also receive preferred financial services such as pre-approved VISA,
Home Equity line of credit,
and more.
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