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Banking doesn't have to be a hassle. Citizens Bank of Las Cruces makes it easy to manage your Personal
Finances. We have an experienced staff of Personal Bankers to assist with all your personal credit service
needs. You work hard for your money. And while you're building your "nest egg" for tomorrow, why not let
us work with you.
| Personal
Installment Loans |
|
 |
Whether
you need money to purchase a car or boat, fund a college education,
or any other personal reason, a Citizens Bank installment loan can
help you. We offer a variety of fixed and variable rate loans with
varied loan terms. You repay the loan in monthly installments. Let
us assist you in determining the type of loan that best suits your needs. |
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| Home
Equity |
|
|
You don't
have to sell your home to use the equity it's accrued over the years.
With a Home Equity Loan from Citizens Bank, your equity lets you establish
a line of credit! And that's as good as gold! If you want to landscape,
remodel or paint your home, build a swimming pool, or any other home
improvement project, Citizens Bank can help make your home seem brand
new again.
| • |
Easy
access with our Home Equity Credit Card |
| • |
Various
payment options |
| • |
Tax
deductible interest, which may lower the overall cost of the
loan
(consult your tax advisor) |
| • |
A
Home Equity Loan can lower your monthly payments |
| • |
With
a reusable line of credit or fixed term credit you can structure
payments to stay within even the most frugal budget |
| • |
Lowering
your interest rates allows you to consolidate your credit cards
and auto loans into one easy, low payment |
| • |
With
more credit available, even major home improvements are within
your reach |
| Credit
Cards |
|
Visa and MasterCard applications are available at all our branch locations. Benefits of these products
include cash advances, emergency card replacement, 24-hour customer service and monthly automatic
payment. Remember this number if your card is ever lost or stolen: 1-800-325-3678.
VISA Classic
| • |
No
Membership Fees |
 |
| • |
No
Minimum Finance Charge |
| • |
Travel
Accident Insurance |
| • |
Auto
Rental Liability Insurance |
| • |
Emergency
Airline Ticketing |
| • |
Emergency
Cash - 24-hour Toll Free 1-800-423-7503 |
| • |
Discount
Shopping Toll Free |
| • |
Travel
Reservation Service - 24-hour Toll Free 1-800-423-7503 |
| • |
Travel
Discounts (National - Hertz - Avis) |
| • |
Eye
Wear Discounts |
| • |
Discount
Calling Card |
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Visa Gold
| • |
No
Membership Fees |
 |
| • |
No
Minimum Finance Charge |
| • |
Travel
Accident Insurance |
| • |
Emergency
Airline Ticketing |
| • |
Emergency
Cash - 24-hour Toll Free 1-800-423-7503 |
| • |
Discount
Shopping Toll Free |
| • |
Travel
Reservation Service - 24-hour Toll Free 1-800-423-7503 |
|
| • |
Travel
Discounts (National - Hertz - Avis) |
|
| • |
Travel
Dividends |
|
| • |
Eye
Wear Discounts |
|
| • |
Discount Calling Card |
|
| • |
Short
Notice Travel |
|
| • |
Trip
Planning Service |
|
|
|
