Welcome  |  Security  |  Account Listing  |  Easy Lookup  |  Account Info  |  Abbreviations  |   View Transactions  |   Stop Payments
Funds Transfer  |  Statement Inbox  |  Set Up Bill Payment Account   |  Account Management  |  Download Options  |  Message Center  |  FAQ

Key To Account Information Abbreviations

Pending Bal - The balance in your account, including any transactions listed in the Current Transactions display.

Ledger Bal - The balance in your account as of the close of the previous business day. This balance will appear on your statement.

Collected – The portion of your account balance that has been collected from other financial institutions on deposits that you have made.

Avail Bal – The portion of your balance that is available for immediate withdrawal from Tellers, ATM machines, and for VISA Cash & Check Card purchases.

Hold Amt – The amount of any funds that are being held by the bank. You will not have access to this portion of your balance.

Amt Ls Dps – The amount of your last deposit.

Amt Ls Wth – The amount of your last withdrawal.

With Hld – The amount of any interest earnings withheld by the bank for tax purposes.

Svc Chg – The amount of the last monthly Service Charge posted to your account.

Stmt – The date of your last statement.

Eff-Rate – The interest rate on the account.

Day Accr – The daily amount of interest that accrues on your account.

Accr Int – The amount of interest that has accumulated since the date of your last statement and is awaiting payment to you on your next statement.

Last Int – The amount of the last interest payment into your account.

Dt Lst Int – The last date that interest was paid into your account.

YTD Int – The amount of interest that has been paid into your account for the current year.

[ << Previous Page | Next Page >> ]


Citizens Online Banking and Citizens Online Cash Management are products of Jack Henry & Associates, Inc. Acceptance and usage of Citizens Online Banking and Citizens Online Cash Management is governed by one or more of the following agreements and disclosures: Online Access Agreement And Electronic Funds Transfer Disclosure, ACH Origination Agreement and Attachments, Funds Transfer Authorization And Agreement. Questions or problems regarding this web site should be directed to info@citizenslc.com .
Last modified: Monday, February 27, 2003.